THE IMPORTANCE OF INNOVATION Innovation is key to structuring proper security to effectively support sales and marketing initiatives.  Understanding corporate structures is vital to prevent losses by getting the proper financial link or assurance. The following are a few examples of creative instruments previously developed by management, or currently in progress, to show credit as a key stakeholder in the sales cycle.
Tri-Parti Agreement:  Introduction of this  concept means there is no need for a specific guarantee from a parent company that could involve  restrictions.  The use and acceptance of these documents was pioneered by InRisk Solutions Inc management in 1995 throughout Canada and the U.S. in the energy sector.	Specified Funds Agreement:  Provides for a specific interest  granting for a creditor as  a stand-by security instrument while the debtor manages funds day-to-day.  Normally this security instrument can be built for a debtor seeking credit who has a high risk profile because cash is one of their larger assets.
Joint Venture Partnership Pro-Rated Security Instrument:  Provides for specified interest obligations without liability to and from other partners.	Income and Royalty Trusts:  Dealing with trusts is both complex and difficult when trying to get credit comfort, as the operating company will not provide published financials.  Indepth understanding and assessment is necessary on a case by case basis.  In 1996, InRisk Solutions' management began developing these credit assessments and comfort for the energy sector.